Independent NHS pay estimates, with the assumptions shown
NHS Take Home Pay Calculator is an independent service. It is not operated by the NHS, NHS Employers, HMRC or an NHS trust.
What the calculator does
The calculator combines published Agenda for Change pay scales with tax, National Insurance, student-loan, pension and regional-supplement rules. It is designed to help staff estimate and sense-check pay, not to reproduce every payroll system or individual adjustment.
Results can differ from a payslip because of cumulative PAYE, tax-code notices, arrears, salary sacrifice, local agreements, pensionable-pay treatment and payroll cut-off dates.
Sources and review process
Core rates are checked against primary sources, including NHS Employers, NHS Business Services Authority and HMRC. The main calculator displays its source links and the date on which rates were checked.
- Published figures are updated when an official source confirms a change.
- Calculator logic is tested against worked scenarios and tier boundaries.
- Pages which have not completed the current review are kept out of search results until they are ready.
- Material limitations are stated beside the calculator rather than hidden in legal text.
Corrections and feedback
If a figure appears wrong, please include the calculator name, selected inputs, expected result and the official source you used. Reports can be sent to hello@nhstakehomepaycalculator.co.uk or through the contact page.
Do not send payslips, National Insurance numbers, tax documents or other sensitive personal information.
Important limitation
Nothing on this site is financial, tax, employment or legal advice. Confirm important decisions with your employer’s payroll team, the relevant official body or a suitably regulated adviser.